Andrew Thompson & Associates (AT&A) is a boutique Corporate Insurance Brokerage representing the interests of a diverse portfolio of businesses for clients of all sizes throughout the UK. AT&A can draw on a vastly experienced team to provide specialist insurance cover and risk management advice for ALP members.
AT&A work closely with the ALP to understand members’ needs and requirements under changing legislation and initiatives and will work hard to understand members specific business risk requirements and provide comprehensive cover. AT&A will critique members current arrangements and focus on the following main areas of cover:
AT&A’s leading solution is to help members purchase competitively priced fleet insurance which can be a mix of business vehicles, including minibuses, and personal cars. Fleet insurance will provide the correct business use for members including carriage of passengers for hire and reward and also delivers the benefits of consistency of pricing, excess, cover terms and conditions and a first class claims service.
Public and Products Liability
Protects members against claims if they are proven legally liable for third party property damage, death or bodily injury arising during the course of carrying out business activities. Limited responsibilities to members operating under standard contract terms result in lower premiums. Non standard terms can be accommodated. All levels of liability limits are available.
Covers members against claims if they are proven legally liable for losses due to negligent error or omission committed during the course of exercising their professional duty.
This is a legal requirement for all companies with employees. Limited responsibilities to members operating under standard contract terms result in lower premiums. Non standard terms can be accommodated. All levels of liability limits are available.
Property Damage and Business Interruption
Cover to protect your business assets following ‘all risks’ of loss or damage and the resulting loss of revenue and provide for alternative premises in the event of an incident.
Directors and Officers Liability
Protects directors and officers personally for claims for alleged negligent wrongful acts, breach of duty and breach of trust and can extend to include the corporate entity.
Legal Expenses Insurance
Cover for costs of defence of actions against you for employee disputes & HMRC claims are two key cover features.
As part of their risk review process AT&A also work in partnership with risk management consultants to provide both practical hands on help and advice with, e.g. Health and Safety and Driver Training. Online tools can also be offered to assist you manage your obligations.
As well as the main areas of cover that ALP members require for their businesses, AT&A are able to help with private client work e.g. specialist home insurance with quality insurers such as Hiscox.
AT&A are keen to avoid you spending too much time on completing forms and will help you through this part of the process.